Spencer’s Crossing Murrieta: Is It Worth the high taxes?
Spencer’s Crossing is one of Murrieta’s premier master-planned communities — and one of the most amenity-rich neighborhoods in the Inland Empire. But with higher-than-average HOA dues and Mello-Roos taxes, is it still worth it in 2025?
Let’s break it down.
What Makes Spencer’s Crossing Stand Out?
This massive community includes multiple parks, pools, sports complexes, and miles of walking trails. Many homes are newer (built after 2015) and offer large floorplans, solar panels, and modern interiors.
Key Features of Spencer’s Crossing:
- HOA Dues: Around $120/month
- Community Amenities: Clubhouse, multiple pools, sports park, walking trails, playgrounds
- Average Home Size: 2,500 to 4,000+ sq ft
- Price Range: Low $700Ks to over $1M (as of mid-2025)
- Mello-Roos Taxes: Yes, approx. $2,500–$3,500/year
Pros of Living in Spencer’s Crossing:
- Newer construction homes with modern upgrades
- Incredible amenities for active families
- Community events and neighborhood pride
- Multiple builders = variety in home styles
Cons of Living in Spencer’s Crossing:
- Higher HOA and Mello-Roos costs
- Larger neighborhood = more traffic within the community
- Some parts still under construction
Who Should Consider Spencer’s Crossing?
Active families, those who want newer homes with resort-style amenities, and buyers who value community atmosphere over minimal expenses.
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