Pros And Cons Of Buying A Home In Temecula

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The Benefits and Drawbacks of Purchasing a Home in Temecula

When you compare Temecula to other cities across Southern California, the crazy value you get living in Temecula is pretty shocking. This blog post is going to talk about the pros and cons of buying a home in Temecula. If I were to pick the most affordable city in Southern California with the most upside, there’s no doubt it would be Temecula.

Schools & Safety

Schools in Temecula rank in the top 20% of all schools in California in regard to the overall environment and test scores. You can Google pretty much any school in Temecula and have ratings from 8 to 10.

In regards to safety, Temecula is one of the safest cities I’ve ever lived in in Southern California. The homeless population is next to nothing, petty theft feels non-existent, and walking at night is something that I would do without any issue. There are many other cities across Southern California that you cannot say the same about. Why not live in an affordable city that’s safe and has great schools?


I have talked about this a great deal in other blog posts and videos, but the communities in Temecula are very unique. When you enter the majority of communities in Temecula, you instantly get a sense of calm, relaxation, and a feeling of home. You don’t have to worry about car noise or people blowing by your house at a hundred miles an hour. It truly is a great feeling to be able to live peacefully while having every amenity you could ever imagine within 5 minutes of your home. This is the case for 90% of the communities in Temecula. Here are a couple of other blog posts that give you a really good perspective on Temecula communities.

Temecula’s low-tax communities can be found by clicking here.

Click here for the cost of living in Temecula.


People relocate to Southern California for the weather, and when it comes to the Pros And Cons Of Buying A Home In Temecula, this is a definite plus!If you want specifics, the weather is between 65 degrees and 90 degrees for 8 months of the year. Mornings can be cool, especially in the winter. When summer does hit, you are okay with the heat, at least for the first few months. This is a great time for pools, barbecues, and outdoor activities. The only time I really get annoyed with the heat is in late September; that’s when you start dreaming of the cooler weather, along with holidays like Thanksgiving and Christmas.


Another great thing about Temecula is that the sun shines the majority of the time. When you compare Temecula to the beach, Temecula still wins. We don’t have the June gloom the beach has.

Medical Facilities

In regards to medical facilities, I’m going off of what I’ve read and what I’ve been told by others. I have been fortunate and have not had to use these, but for those who need regular hospital or doctor visits, Temecula is on the cutting edge of many healthcare developments.

It’s a great investment.

Finally, and perhaps most importantly, when purchasing a home! Invest in your future, right? I feel Temecula is a great investment for these reasons: first, Temecula is unique because it gives residents a wide variety of amenities that other cities just don’t have. In Temecula alone, we have a casino with a spa, pool, and RV park. gorgeous, affordable golf courses, Old Town Temecula, and wineries On top of that, we have every type of restaurant imaginable, as well as 30 to 50 grocery stores.It doesn’t matter what your interests are; Temecula has them. I truly don’t know what else you could really want in a city.

You cannot forget about wine country, and when talking about the pros and cons of buying a home in Temecula, this is huge! Temecula Wine Country hasn’t even come close to hitting its potential. When you ask people where in the United States they want to go on vacation and taste wine, it’s usually Napa. With the sheer number of people in Southern California (20 million) and Wine Country expanding at a rapid pace, Temecula will be on everyone’s travel map within 10-20 years.This will only drive home prices up, especially if Temecula becomes a hotspot for vacationers.

Pros And Cons Of Buying A Home In Temecula

The Cons of Buying a Home in Temecula

when talking about the pros and cons of buying a home in Temecula. I do have affordability as a pro as well, but if you are coming from a state like Ohio or Michigan, home prices in Temecula will make your jaw drop. You need to do your research on either rental rates or property values before you move out here.

Traffic and commuting

Everybody knows California traffic stinks. Temecula is a commuter haven, and the 15 Freeway gets pretty busy in the morning and at night. If you decide to move to Temecula and have to commute for your job, you need to be strategic about where you live. If you work toward San Diego, you need to live in South Temecula. This will cut off at least 20 minutes of a drive. If you’re working in Riverside or toward Los Angeles, you need to live in North Temecula. This will take at least 30 minutes both ways. Another thing that you should look at is finding a community close to the 15 freeway.

There are many beautiful communities in Temecula that are no more than a five-minute drive to the 15 freeway. If you move too far inland and it takes you 20 minutes just to get to the freeway, it will get old fast. Yes, it is beautiful when you get into Wine Country, but it does take longer if you’re driving to work.

Taxes and Gas Prices

It’s no secret that gas prices and taxes are some of the highest in the United States. It’s definitely a con of buying a home in Temecula. Personally, I don’t mind because of the lifestyle this area allows me to lead. I’m okay with spending an extra $500 to $1,000 a year in gas to live in a sunny, gorgeous area of the United States. In regards to taxes, yes, they are higher than in most other states, but again, look where you’re living.

In addition, if you do plan on moving to Temecula and want to purchase a home, you might want to look at older communities without Mello Roos or special assessment taxes. These two things can drive up your monthly payment a great deal. Often, they are double what an older home or older community would be. The tax rate in Temecula is 1.2%, but if you buy a new home in the Temecula area, you can get a tax rate of up to 2.5%.

I wrote a few blog posts and have a video on low-tax areas in Temecula; here are low-tax areas in the south part of Temecula.

Hopefully, this blog post gave you a good idea of both the pros and cons of buying a home in Temecula. Personally, at this point in my life, I wouldn’t live anywhere else in the world. We have had the opportunity to travel extensively and have lived in many other places throughout the United States and the world. Nothing compares to where we are now, in this lovely town of Temecula, the place we call home.

Thank you for reading our blog. We are a local husband-and-wife real estate brokerage (Greenleaf Real Estate) and appraisal company. If you have any questions regarding real estate in or around the Temecula area, please don’t hesitate to call us. We have some great VIP programs for both buyers and sellers.

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